Roof and Home Improvement Financing Options in Sacramento

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Getting a new roof or home improvements doesn’t have to break the bank. At Straight Line Roofing & Construction, we’re proud to offer flexible roofing and home improvement financing options to help our Sacramento and El Dorado County communities protect their families without the financial stress.

When it’s time for a roof replacement or if you’re planning your next home improvement project, you shouldn’t have to wait because of budget concerns. Our financing programs make it possible to get the quality solutions you need now. We’ve helped over 15,000 families in Northern California, and our financing options have made many of these projects possible. 

Whether you need an asphalt shingle roof or a complete exterior renovation, we have payment plans and options that work with your budget.

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Our Financing Option Details

We partner with leading financial institutions to bring you multiple financing choices. Our goal is to find the right payment plan that fits your budget and timeline. Our streamlined financing process gets you approved quickly so you can move forward with confidence.

Don’t let financing concerns delay your project. Many of our customers find that financing allows them to upgrade to better materials or add additional services like gutters to their project.

12-Month Same-As-Cash Loan

NO Payments – NO Interest for 12 Months!

Straight Line Roofing & Construction can offer you a 12-month NO Payment, NO Interest payment. Don’t make any payments until next year!

Take advantage of our up to 84-month loans with special reduced APR % interest. Being able to finance the cost of your home improvement project can help you get the quality home improvement you desire at a rate you can afford. Home improvement financing can be the difference between updating it now and putting it off until additional damage is done.

EnerBank Star Performer Award

Partnering With Regions/Enerbank USA

Experience a smarter way to afford home improvement upgrades.

  • 100% Financing
  • No money down
  • No on FICO
  • Tax-deductible financing*
  • Low fixed payments

Other Financing and Payment Options

Straight Line Roofing & Construction offers the following financing and payment options:

Cash Or Personal Check

Cash/Personal Checks

Debit Card/atm

Atm/Debit Cards

Credit Cards

Credit Cards

(Visa, Master Card,  American Express, and Discover)

Financing is available on approved credit and subject to availability.

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Benefits of Financing Your Next Roofing and Home Exterior Project

Immediate Protection 

Preserve Your Savings

Upgrade Better Materials 

Bundle Multiple Services

Fixed Monthly Payments

Our Financing Service Area

For more than 25 years, we’ve delivered expert roofing and exterior solutions, earning the trust of our communities and building long-standing relationships with countless happy customers. We proudly serve homeowners throughout the Sacramento area with our financing options. Our local expertise, combined with our flexible financing, makes us the right choice for your roofing project.

Financing FAQ

Most financing applications give you an instant decision. We can often complete your application during your consultation and know your approval status before we leave. Some specialty programs take 24-48 hours for final approval. Once approved, we can typically start your project within a week, depending on your schedule and material availability.

Absolutely. Bundling multiple exterior services into one financing package often makes financial sense. You get one monthly payment instead of multiple bills, and it’s often more cost-effective than financing each service separately. Many customers add gutters, siding, or even solar installation to their roofing project for a complete home exterior makeover.

Roof emergencies can’t wait for perfect financial timing. Our expedited approval process can get emergency financing approved within hours in many cases. We understand that storm damage and sudden leaks need immediate attention. We’ll work quickly to get you approved and start protecting your home right away.

We recommend getting your consultation and detailed estimate first. This gives you the exact project cost and helps us match you with the best financing option. However, if you want to understand your general financing capacity beforehand, we can discuss that during your initial phone call.

Sometimes we discover additional issues once work begins. If your project needs more work, we’ll stop and discuss your options. We can often adjust your financing to cover additional costs, or you might choose to handle extra work separately. We never proceed with unplanned work without your approval and clear communication about costs.

Yes, we work with customers who have non-traditional income sources. Self-employed homeowners, contractors, and others with variable income can often qualify for financing. You may need to provide additional documentation, but we have programs designed specifically for these situations.

Contact Straight Line Roofing & Construction For Roof Financing Options Today

Ready to get started on your project? Contact us today for a free consultation and to discuss your financing options. We’ll provide a detailed estimate and help you choose the payment plan that works best for you.

Our experienced team is standing by to answer your questions about roofing, exterior home improvements, and financing. We make the process simple and straightforward.

Schedule Your Financing Consultation Today

Learn More About Roof Financing and Keeping Your Home Protected